Black Women’s Equal Pay Day is a reminder of the impact of race and gender on income inequality. [Read More...]
Russia, China ask U.N. Security Council to meet Thursday over U.S. missile developments
Russia and China have asked the United Nations Security Council to meet on Thursday over “statements by U.S. officials on their plans to develop and deploy medium-range missiles,” according to the request seen by Reuters. Moscow and Beijing want to convene the 15-member council under the agenda item “threats to international peace and security” and have requested that U.N. disarmament affairs chief Izumi Nakamitsu brief the body. The Pentagon said on Monday it had tested a conventionally-configured cruise missile that hit its target after more than 500 km (310 miles) of flight, the first such test since the United States pulled out Cold War-era Intermediate-Range Nuclear Forces Treaty (INF). [Read More...]
Equifax Data Breach Settlement: Free Credit Monitoring vs. Reduced Claim
Update. As many of you correctly pointed out, only $31 million was allotted to the $125 alternative payment if you opted out of the free credit monitoring. The FTC has provided an update encouraging people to pick the free monitoring: I thought I could choose $125 instead of free credit monitoring. What happened? The public response to the settlement has been overwhelming. Millions of people have visited this site in just the first week. Because the total amount available for these alternative payments is $31 million, each person who takes the money option is going to get a very small amount. Nowhere near the $125 they could have gotten if there hadn’t been such an enormous number of claims filed. The free credit monitoring provides a much … [Read More...]
The Status Spending Test: Two Simple Questions About Your Car and Home
I feel like I’ve been reading a lot of backlash against the “latte factor”. I agree buying a Starbucks latte every day will not directly lead to poverty, and forgoing it will not make you independently wealthy. However, sometimes a concrete example is more powerful than a vague position like “just prioritize your spending” (which I believe, but sort of like “spend less than you earn”). Instead of the small stuff, I prefer to start with the biggest expenses and work down from there. You may consider your mortgage and car payments to be a “fixed” expense, but that doesn’t mean they can’t be reduced. Tom Welsh of Humble Dollar has a post Pay to Play which includes a … [Read More...]
Climate change will cripple economies regardless of countries' wealth- report
Climate change will damage the economies of countries whether they are rich or poor, hot or cold by the year 2100, economists said in a new report, dispelling the notion that impoverished, warm countries will suffer the most on a warming planet. Researchers who examined data from 174 countries over 50 years found that persistent temperature changes above or below a country’s historical norm adversely affected economic growth, regardless of how warm a country is. The United States could see a 10% loss in gross domestic product (GDP) without significant policy change. [Read More...]
Employee or Student Discounts for AT&T, Verizon, Sprint, and T-Mobile
Updated 2019. Each of the four major cell phone providers offer discounts for certain large groups, even applied to an existing personal line. You could qualify through your employer, educational institution, or even affiliation with certain organizations like AAA or credit unions. Many also have discounts for military and/or first responders. So grab your work or school-affiliated e-mails, check out these links, and find out what discounts are available to you. You may still find a better deal with a lesser-known prepaid or MVNO plan (especially if you don’t need data), but sometimes a major carrier with a discount can be very competitive. AT&T Wireless. AT&T Signature Program It’s easy to find out if you’re eligible for savings for your qualified… [Read More...]
Why You Can’t Delay This Awkward Money Talk With Your Aging Parents
It could be too late by the time you need to have it. [Read More...]
Epstein's jail guards warned his cellmate 'there will be a price to pay' if he talks about Epstein's suicide, lawyer claims
Bruce Barket, who represents murder suspect Nicholas Tartaglione, said Metropolitan Correctional Center told him to "shut up" about the suicide. [Read More...]
Business Idea: On-Demand Garage Rental + DIY Car Repair Lessons
The NY Times has a new article They Supply the Garage, You Bring the Elbow Grease where you rent space where you do your own DIY car repairs. The article referenced GarageTime as a place to search for a residential or commercial garage space in your area. Most commercials spaces include lifts, while others are just listing essentially their large driveway with an electrical connection and perhaps an air compressor. Be prepared to sign a liability waiver. My related business idea is to use the space to teach people basic car repair skills like how to change your oil, replace brake pads, replace headlights, repair dents, or perform common after-market modifications like LED headlight swaps. YouTube has tons of how-to content, but I think there… [Read More...]
4 Smart Ways To Use Your Home Equity (And 4 Risky Options To Avoid)
There’s a right and a wrong way to tap your home’s value. [Read More...]
CNN Pundit’s Bodyguard Charged with Assault after Removing Reporter Covering Her Speech
CNN pundit April Ryan's security guard has been charged with assault after he forcibly removed a local New Jersey reporter from an event at which Ryan was delivering a speech.Charlie Kravotil, editor of New Brunswick Today, claims that Ryan's bodyguard, 30-year-old Joel Morris, approached him during Ryan's speech at The Heldrich Hotel on August 3 and stole his camera after he refused to stop filming.A video of the incident shows Kravotil, who secured press credentials for the event, following Morris into the lobby of the hotel to retrieve his camera. After the local journalist reclaimed his camera, Morris grabbed his arm, placed it behind his back, and shoved him out of the hotel.Morris has been charged with harassment, assault, and theft … [Read More...]
Mint Mobile B3G3 Promo: 6 Months of Unlimited Talk, Text, 8 GB Data For $60 Total ($10 Per Month)
Mint Mobile is how I keep my cell phone costs low. They use the T-Mobile network, which means if you have a compatible phone switching just involves swapping in a new SIM card. It works just fine in my iPhone X. I am nearing the end of my first full year (I bought a full year upfront) and I plan on renewing since it is only $15 a month at my lower tier. They just started a limited-time “B3G3” promo where if you buy 3 months of service, you get another 3 months free. It’s valid on their $20/month tier with Unlimited Talk, Text, 8 GB of LTE Data per month. That means you’ll pay $60 upfront and get 6 full months of … [Read More...]
The Conversation You Need To Have With Your Parents
End-of-life issues aren’t easy to talk about. Here’s how to broach the topic. [Read More...]
Russia and China blast US missile test
Russia and China warned Tuesday that a new US missile test had heightened military tensions and risked sparking an arms race, weeks after Washington ripped up a Cold War-era weapons pact with Moscow. The US and Russia ditched the Intermediate-Range Nuclear Forces (INF) treaty this month after accusing each other of violating the accord. Washington said the agreement also tied its hands in dealing with other powers such as China. [Read More...]
There Is No 100% Safe Portfolio: The Future May Not Look Like The Past
Last week, the yield on the 30-year US Treasury bond dropped below 2% for the first time in history. Many other articles will try to explain why this happened, and what this means for the future. Not me. I have no clue what’s coming and don’t think anyone else does either. Here’s the historical yield chart via Financial Times: Reader skg recently shared that the original 1992 edition of Your Money or Your Life by Vicki Robin and Joe Dominguez is now available online (partially to promote the new 2018 edition). I rate this book a “must read” for those interested in a philosophical inspiration behind financial independence. However, the specific investing advice inside was to put all of your money into a ladder of 30-… [Read More...]
Iranian tanker sought by US heads to unknown destination
An Iranian supertanker hauling $130 million worth of light crude oil that the U.S. suspects to be tied to a sanctioned organization lifted its anchor and begun moving away from Gibraltar late on Sunday. The trail left by GPS data on Marinetraffic.com, a vessel tracking service, showed the Iran-flagged Adrian Darya 1, previously known as Grace 1, moving shortly before midnight. Iran’s ambassador to Britain, Hamid Baeidinejad, confirmed in a post on Twitter that the oil tanker was headed to international waters. [Read More...]
Iceland commemorates first glacier lost to climate change
Iceland on Sunday honoured the passing of Okjokull, its first glacier lost to climate change, as scientists warn that some 400 others on the subarctic island risk the same fate. As the world recently marked the warmest July ever on record, a bronze plaque was mounted on a bare rock in a ceremony on the former glacier in western Iceland, attended by local researchers and their peers at Rice University in the United States who initiated the project. Iceland’s Prime Minister Katrin Jakobsdottir and former United Nations High Commissioner for Human Rights Mary Robinson also attended the event, as well as hundreds of scientists, journalists and members of the public who trekked to the site. [Read More...]
Museum Day: Free Tickets Nationwide On Saturday, September 21, 2019
Now live for 2019. Museum Day is an annual event hosted by Smithsonian magazine in which participating museums across the country open their doors to anyone presenting a Museum Day Ticket for free. This is in following the spirit of Smithsonian Museums, which offer free admission every day. Registration is now open for Saturday, September 21, 2019. Find participating museums and request your ticket here. One ticket per valid email address. Each ticket provides general admission for ticketholder plus one guest. You must pick the specific museum during the ticket request process. Some museums will require you to print out the PDF ticket. There are some cool museums around us that now cost $25 for adults and $10 for children, so this can be a significant savings depending on the… [Read More...]
Experienced hiker found dead in Trinity County following five-day search
An experienced hiker was found dead Sunday off trail in the Trinity Alps following a five-day search. [Read More...]
Trump administration says transgender workers aren't protected by civil rights, Supreme Court filing reveals
Donald Trump's administration has told the Supreme Court that transgender workers are not protected by federal civil rights law and can be fired because of their gender.The US government is arguing workers should only be protected from discrimination based on their “biological sex”, court filings have revealed.A Supreme Court ruling in favour of the administration’s position would set a legal precedent, marking a major setback for LGBTQ rights since the Obama administration.The court filing relates to an upcoming court case involving transgender funeral home worker Aimee Stephens, who was fired from her job after telling her employer about her transition.“In 1964, the ordinary public meaning of 'sex' was biological sex. It did not encompass transgender status,” the document filed on Friday … [Read More...]
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