Here’s a simple Starbucks promo that expires soon: Buy a $20+ Starbucks eGift, Get a $5 Starbucks eGift Card. You should be able to see a banner on the front page of your Starbucks app, but the terms say you can order via Starbucks.com too. Surprise a friend or just give yourself the wonderful gift of caffeine. If you’re interested I’d take advantage of this offer as soon as possible. Offer for 12/23 only. They usually take down the banner if the promo ends. The Promotion is valid only on 12/23/20 beginning at 06:00 AM PST and ending the earlier of 11:59 PM PST) or when all 100,000 Promotional Gifts are distributed. “The editorial content here is not provided by any of the companies mentioned, and has … [Read More...]

Update: My apologies, Google is changing up the details of these promotions on everyone rather quickly. The referral bonus looks to be decreased and the Target promo is no longer taking new activations. Please assume this post is outdated and go by whatever you see on their website and in-app. Original (outdated) post: The newly-redesigned Google Pay app is offering several different incentives for you to try it out. It as available on both Android and Apple iOS devices. First up, if you join via a referral link (open on smartphone), you can get a $21 bonus after you either send $10 to a new friend or pay via a contactless NFC-enabled Android phone. That’s my referral link, but you could next refer … [Read More...]

Updated December 2020. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? You are eligible to open a small business credit card, which keeps your personal and business expenses separate. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. I did this for years successfully before incorporating my business. Small business credit cards are offering strong perks and $500+ value for a single card during the first year to try out a new card. Below are the top offers, and with these recent changes: New Ink Unlimited $750/75k, Ink Cash $750, Platinum 95k, … [Read More...]

Activation open for 1st Quarter 2021. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards with the 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus. Chase Freedom Flex Card From January 1st through March 31st, 2021 you can earn 5% cash back on up to $1,500 spent in the following categories: Wholesale clubs (Costco, Sam’s Club, and BJs), both in-store and online. Internet, Cable, & Phone Services Select Streaming Services, including Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, … [Read More...]

Ready to pay down credit card debt in 2021 and pay less interest while you do so? Shopping around for the best balance transfer offer can save you thousands of dollars in interest. Below is an updated list of the best 0% APR balance transfer offers from both major banks and lesser-known credit unions with open membership requirements. How to find the best combination of the longest 0% APR period and the lowest balance transfer fees. For example, if you are paying 18% APR, that’s like paying 1.5% on your balance every month. Paying a 3% upfront fee for an 18 month period of 0% would be like paying your current interest rate for 2 months and then getting 0% interest for the remaining 16 months. That may be … [Read More...]