The Blue Business Plus Credit Card from American Express is a business rewards card that features double Membership Rewards points and no annual fee. Therefore, if you can redeem for more than 1 cent per point of value, this card has the potential to beat a flat 2% cash back card. This is currently my primary business credit card. 2X Membership Rewards points on the first $50,000 in purchases each year. 1X Points on purchases thereafter. 0% Intro APR on purchases for 12 months. No annual fee. Better than 2% cash back? Membership Rewards points can be converted to the following airline miles (there are more, this is just a selection): Delta SkyMiles Hawaiian Airlines ANA Mileage Club (partner of United Airlines) Air Canada (partner of United Airlines) British … [Read More...]

The Chase IHG Rewards Club Premier credit card is the IHG hotel co-branded card that includes special IHG perks like a free night award every year you keep the card and every 4th award night free. The limited-time offer was changed from 140k points to 125,000 points + a free night reward certificate worth up to 40k points, so that could be considered an improvement. Here are the highlights: 125,000 bonus IHG points + 1 Reward Night after $3,000 in purchases within the first 3 months. Reward Night Award E-Certificate valid for one-night stay at a property with a redemption level of up to 40,000 points. Another Free Night award after each account anniversary year at eligible IHG hotels worldwide. Valid at IHG Hotels with a current point… [Read More...]

Neighborhood Nosh (formerly iDine) is a promotional service allows you to earn cash back when you dine at participating restaurants and pay with your linked credit card. You may already be familiar with using Rewards Network to earn airline and hotel points, but this is a rebrand of their standalone program which offers cash back in the form of an American Express gift card. Here is the standard structure: Sign up for a free account and provide your credit/debt card numbers. (I believe they only ask for the 16 digits. They won’t charge anything on it.) If you use that linked card to pay for a meal at a participating restaurant (dine-in, takeout, or direct delivery), you will automatically earn cash back rewards on… [Read More...]

Limited-time 100k offer is back. The Capital One Venture Rewards credit card is their premium travel rewards card with unlimited 2x miles per dollars on all purchases. 60,000 miles can be redeemed as a $600 credit towards any travel purchase made with the card (any airline, any hotel, AirBNB stays, Uber rides, no blackout dates). Here are the highlights: 100,000 bonus miles (equal to $1,000 in travel including vacation rentals) once you spend $20,000 on purchases in the first 12 months after account opening. (OR still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.) Flat 2X miles on ALL purchases. Up to $100 application fee credit for Global Entry or TSA PreCheck. Redeem on travel-from vacation rentals to car rentals and more. Plus … [Read More...]

(Update: The 3/11 opportunity is no longer available. You can still sign up for an account and be alerted of the next opportunity roughly 48 hours prior. They seem to pop up every 3-6 months.) The US Mint regularly releases limited-edition coins to collectors. The coin sets are often limited to one per customer. PFS Buyers Club is a website broker that recruits regular folks to buy their allotted coin set with a set markup amount, with the agreement that they will sell only to PFS Buyers Club. For example, you might pay $300 for a coin and they’ll agree to pay you $350 for it – a fixed profit of $50. Note that the eventual value of the set may exceed that elsewhere – you may … [Read More...]

The Delta SkyMiles Gold American Express has a new limited-time offer. Highlights: 70,000 bonus miles after $2,000 in purchases in the first 3 months. Limited-time offer expires 04/28/2021. 70,000 Skymiles is worth at least $700 in Delta airfare. With this card, you get a minimum value out of your Skymiles via the “Pay with Miles” option. 70,000 Skymiles can reduce the price of your Delta ticket by $700 at the very least. (5,000 mile = $50 minimum redemption.) You can still book traditional award tickets and possibly get better value. New feature – $100 Delta flight credit after $10,000 in purchases on your card in a calendar year. First checked bag free. Delta now charges $30 for the first checked bag, each way. That means this perk is… [Read More...]

Updated. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added BofA $750, United 75k, Amex Gold 70k+$300, Hilton 150k+$150, Hawaiian 70k, US Bank $500. Removed Alaska +$200, JetBlue 100k, Amex Platinum 95k, Wells Fargo $500. This is a companion post to my Top 10 Best Credit … [Read More...]

Activation open for 2nd Quarter 2021. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards at places with 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus. Chase Freedom Flex Card From April 1st through June 30th, 2021 you can earn 5% cash back on up to $1,500 spent in the following categories: Gas stations (includes Fuel from Sam’s Club, BJs, Safeway, and Walmart) Home Improvement Stores Enroll each quarter online in your Chase account or at ChaseBonus.com. … [Read More...]

The Bank of America Business Advantage Cash Rewards credit card is the no-annual-fee “cash back” credit card in the Bank of America small business card line-up. The normal bonus recently has been a $300 statement credit, but this special link has a $750 statement credit after spending $5,000 within the first 90 days. Here are the cash back highlights: 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. 2% cash back on dining and unlimited 1% cash back on all other purchases. The 3% and 2% cash back applies to the first $50,000 in combined category/dining purchases each calendar year, 1% thereafter. No… [Read More...]