Activation open for 4th Quarter 2020. The credit cards below offer up to 5% cash back on specific categories that rotate each quarter. It takes a little extra attention, but it can add up to hundreds of dollars in additional rewards per year without changing your spending habits. You can also buy gift cards with the 5% back now but spend the gift cards later. New cardmembers may also get an upfront sign-up bonus. Chase Freedom Flex Card From October 1st through December 31st, 2020 you can earn 5% cash back on up to $1,500 spent in the following categories: Walmart, both in-store and online PayPal Enroll each quarter online in your Chase account or at ChaseBonus.com. As long as you activate by the end of … [Read More...]

Southwest has a new companion pass promotion where can get a companion pass free for nearly two months at the beginning of 2021. Here are the requirements (you must make your ticket purchase soon): Register at the promo link, and then purchase a flight by 9/24. Travel by 11/15. Companion flies free with you from 1/6/2021 to 2/28/2021. The qualifying flight only need to be one person with a paid flight. Remember to register your Rapid Rewards (RR) number at the promo link first, then buy your ticket using that same RR number. Changes made to the itinerary after purchase may eliminate qualification for promotion. I have written more about the Companion Pass here, including how the requirements are loosened for 2020. Obviously this promo won’t be of interest to everyone, but … [Read More...]

Updated September 2020. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? You are eligible to open a small business credit card, which keeps your personal and business expenses separate. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. I did this for years successfully before incorporating my business. Small business credit cards are offering strong perks and $500+ value for a single card during the first year to try out a new card. Below are the top offers, and with these recent changes: Improved Southwest 100k, Hilton 130k, Alaska +$200 offers. Added US … [Read More...]

Updated offer links. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which is the same rate as their statement credit redemptions. Check each of these targeted promotions and activate for an additional discount: 20% off (max $50 discount), valid on items shipped and sold by Amazon. Must redeem at least $0.01 in Discover cash back. $10 off $100+ order, valid on items shipped and sold by Amazon. Must redeem at least $0.01 in Discover cash back. Here are some additional tips: If you haven’t linked yet, you can link your Discover Cashback points balance to your Amazon … [Read More...]

Updated offer links. If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 100 MR points = $0.70 to spend at Amazon, which unfoturnately is less than a cent per point and thus not really the ideal use of MR points. However, here are targeted promotions where you can save money after redeeming just 1 single MR point. $10 off $50+ or $5 off $30+ order, valid on items shipped and sold by Amazon. Must redeem at least 1 Membership Rewards point. Here are some additional tips: If you haven’t linked yet, you can link your Membership Rewards points balance to your Amazon account here. If you have already linked … [Read More...]