The sooner you have these conversations, the better it is for everyone. But make sure to watch your tone. [Read More...]

A Journalist Believes He Was Banned From Midjourney After His AI Images Of Donald Trump Getting Arrested Went Viral
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Passive Income via Fidelity Securities Lending: Expectation vs. Reality
A popular meme category is “Expectation vs. Reality”. Well, I just experienced my own version when I looked at my monthly report from my Fidelity Investments securities lending activities, where I lend out my stock shares and get paid interest. I had been getting a lot of transaction notifications where all my shares of Paramount (PARA) were being lend out to somebody (most likely to short it). Expectation. I previously wrote about earning some extra income via Fully Paid Lending Programs in general, including that from Fidelity. In December 2021, Fidelity was showing this as an example scenario: As of March 2023, the example scenario on the official Fidelity page shows a significantly lower income rate: Still, over $400 a month of extra income from a $100,000 balance… [Read More...]
Chase Ink Business Unlimited Card Review: $750 Cash Bonus, 1.5% Flat Cash Back, No Annual Fee
The Ink Business Unlimited Card is a small business credit card offering a $750 cash bonus (75,000 Ultimate Rewards points) for new cardholders and the simplicity of a flat, unlimited 1.5% cash back on all purchases. Here are the details: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Unlimited, flat 1.5% cash back (or flat 1.5X Ultimate Rewards points per dollar spent) on all purchases with no limit. 0% introductory APR for 12 months on purchases. Free additional cards for employees. Member FDIC No annual fee. Ultimate Rewards points. The cash sign-up bonus actually comes in the form of Ultimate Rewards points at 1 point = 1 cent in cash. 50,000 points = $500 cash. If you have one of… [Read More...]
‘Don’t Say Gay’ lawmaker pleads guilty to COVID relief fraud
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Chase Ink Business Cash Card Review: $750 Bonus, 5% Back Categories, No Annual Fee
Got a small business? The Ink Business Cash Card has a sign-up promotion offering a $750 cash bonus (90,000 Ultimate Rewards points) for new cardholders, along with 5% cash back and 2% cash back on select small business categories, all with no annual fee. Here are the details: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. 5% cash back (or 5X Ultimate Rewards per dollar) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. 2% cash back (or 2X Ultimate Rewards per dollar) on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. 1% cash… [Read More...]
Rough waters in San Francisco during atmospheric river
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
5.01% APY 12-Month CD, 5.00% APY 17-Month CD, 4.60% APY No-Penalty CD via SaveBetter
Updated rates. SaveBetter is a financial marketplace that allows you to access high-interest certificates of deposit and savings accounts from multiple different banks and credit unions without having to open up a new account at each one. Every participation institution is either FDIC-insured or NCUA-insured. The participating banks, product terms, and interest rates change regularly. Here are the top SaveBetter offers as of 3/2/2023: 12-month CD at 5.01% APY from Western Alliance Bank via SaveBetter. Minimum opening deposit is $1. Early withdrawal penalty is 270 days of simple interest. 17-month CD at 5.00% APY from Bellco Credit Union via SaveBetter. Minimum opening deposit is $1. Early withdrawal penalty is 270 days of simple interest. 6-month No Penalty CD at 4.50% APY from mph.bank via SaveBetter. Minimum… [Read More...]
Fox News producer alleges Tucker Carlson’s team plastered photos around the office of Nancy Pelosi in a bathing suit ‘revealing her cleavage’
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Ally Bank 11-Month No Penalty CD Review: 4.75% APY (No Minimum)
Rates now up to 4.75% APY. It’s always nice when you can get a higher rate without having to move your money to a whole new bank. Ally Bank raised the rate on their 11-month No Penalty CD to 4.75% APY for all balances with no minimum deposit. If you have older No-Penalty CDs, you may want to take advantage of this higher rate. The 11-month No Penalty CD is unique in that while the rate is locked in at deposit, you can still withdraw your principal and interest without penalty at any time (well, you must wait at least 6 days from the deposit date). In other words, your interest rate can never go down, but you can still jump ship if rates rise or… [Read More...]
CIT Bank Platinum Savings Review: 4.40% APY ($5,000 Minimum Balance)
CIT Bank is another bank where I maintain an ongoing relationship because they tend to offer competitive rates. They are one of those banks that likes to run unique promotions and/or start new types of accounts, and they have just launched a new product called Platinum Savings that pays 4.40% APY on balances of $5,000+ as of 3/20/23. Here are the details: 4.40% APY on daily balances of $5,000 or more (as of 3/20/23). 0.25% APY on daily balances of less than $5,000 (as of 3/20/23). $100 minimum to open. No monthly fees. No minimum balance requirement. Member FDIC. If you are also a CIT Bank customer, you should consider moving your funds from other CIT bank accounts into this one. Here is a comparison of… [Read More...]
Creature of island mythology is real — and a new species, researchers in France say
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
SoFi Savings 4.00% APY w/ No Cap, $250 Direct Deposit Bonus, $25 Opening Bonus
Savings rate increased to 4.00% APY w/ any DD, $275 promo extended through 12/31/2023. SoFi is one of those apps that I tried out for the bonus, but have kept a relationship because it has maintained competitive rates and easy-to-use products. SoFi has added an excellent deposit bonus worth up to $250 to the new member referral offer on their SoFi Money checking account: $25 bonus if you open a new SoFi Checking & Savings account and deposit at least $10. $250 additional bonus if you deposit at least $5,000 in total Qualifying Direct Deposits within 25 days from the date of your first Qualifying Direct Deposit. Promo ends 12/31/2023. (Alternatively, $50 for $1,000+ deposit. ) 4.00% APY on all Savings and Vault balances (no cap) and… [Read More...]
10 Money Red Flags To Look Out For In A Potential Partner
Relationship and finance experts break down notable signs that could foreshadow future strife. [Read More...]
Houston teens arrested in caught-on-camera ‘jugging’ robbery that left woman paralyzed
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Trump’s call for protests get muted reaction from supporters
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Save App Market Savings: Actual Performance Numbers (March 2023)
A few readers have asked for some performance updates on my Save app Market Savings investment, where your principal is FDIC-insured but the interest is linked to market returns via derivatives on index ETFs. If you put in $10,000 for example, you’ll always get $10,000 back no matter what. However, unlike a bank certificate, your interest is invested in riskier things and not guaranteed. You might get 8% ($800), you might get 0% ($0). Please see my Save App review for more details. Here are some actual (not back-tested) returns for their multiple investment options: Conservative, Moderate, Growth, Multi-Strategy, and ESG. I personally picked the middle-of-the-road Moderate portfolio. I made my initial investment in mid-December 2022, so I’… [Read More...]
Delicate negotiations underway over potential Trump arrest next week
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
‘He’s trying to kill me:’ Video captures moments after man was shot in terrifying road rage battle
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
Former Air Force officer gets prison term for Capitol attack
SOURCE: Yahoo News – Latest News & Headlines – Read entire story here.
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