(Check AmEx again to see if eligible again for this new round. Might also want to check if you have Chase Ultimate Rewards, Citi ThankYou, or Discover cash back. Note that Amazon links may not show up on RSS/email, please visit the website.) If you have an American Express card with Membership Rewards (MR) points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 MR points = 0.7 cents to spend at Amazon, which unfortunately is less than a cent per point and thus not really the ideal use of MR points. (My base redemption is 1 cent per point minimum toward any Delta flight.) However, here are targeted promotions where you can save money after redeeming just 1 single MR … [Read More...]

Coinstar kiosks count your physical coins for you and take a pretty big 11.9% cut, unless you redeem for a gift card (where they still get a cut from the retailer). Walmart and Amazon are my favorite options, although I usually save up my coins for their occasional bonus promos. I just received this peculiar $15 BTC promo from them: Curious about crypto? Try purchasing at a Coinstar Bitcoin ATM powered by Coinme. Through June 30, 2022, when you create a new Coinme account and purchase $100 or more of crypto at a Coinstar Bitcoin ATM you’ll get $15 in bitcoin!* Use the promo code CoinstarBTC and be sure to use the same email address when you create your new Coinme account. Purchasing crypto at a Coinstar Bitcoin… [Read More...]

Updated June 2022. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added Delta 75k, Hilton 130k+$130 credit, Hawaiian 80k+$99, Barclays AA, Spark Cash Plus $1,000. Removed JetBlue 80k+$99, United 150k, CapOne $3,000, Wyndham 90k, AA 80k. This is a companion post to my Top 10 Best Credit … [Read More...]

The Citi Premier Card is an improved rewards credit card with the ability to transfer points to airlines miles as well as an added $100 annual hotel savings benefit. Right now, they have a highest-ever limited time offer of 80,000 bonus points (redeemable $800 in gift cards at thankyou.com) Here are the highlights: 80,000 bonus ThankYou points after $4,000 in purchases in the first 3 months 3X points at Supermarkets 3X points at Restaurants 3X points on Gas Stations, Air Travel, and Hotels 1X points on all other purchases $100 Annual Hotel Savings Benefit Points Transfer allows you to transfer points to participating airline and hotel loyalty programs No foreign transaction fees $95 annual fee. Note the following fine print which mentions other ThankYou-related Citi cards: Bonus… [Read More...]