Rising rates also means credit card APRs are going up. Shopping around for the best balance transfer offer can save you thousands of dollars in interest. Below is a freshly updated list of the best 0% APR balance transfer offers. I try to include a good mix of different bank and lesser-known credit unions with easy membership requirements. Finding the best combination of the longest 0% APR period and the lowest balance transfer fees. As of March 2023, the average credit card interest rate is 24% APR (!). If you are paying 24% APR, that’s like paying 2% on your balance every month (!). Paying a 3% upfront fee for an 21 month period of 0% would be like paying your current interest rate for 1.5 … [Read More...]
Credit One Bank® Platinum Visa® for Rebuilding Credit
The post Credit One Bank® Platinum Visa® for Rebuilding Credit appeared first on The Simple Dollar. [Read More...]
Top 10 Best Small Business Credit Card Bonus Offers – March 2023
Updated March 2023. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes: Added Marriott 125k, Alaska 70k, Hilton 165k, Ink Cash 90k w/ No AF, Ink Unlimited 90k w/ No AF, Ink Preferred 100k/$1250. Removed Hawaiian 90k, Barc AA 80k+$95, JetBlue 80k+$99, United 150k, Marriott 125k, … [Read More...]
Chase Ink Business Cash Card Review: $900 Bonus (Highest Ever), 5% Back Categories, No Annual Fee
Highest bonus ever on this no annual fee card is ending soon as well. If you have one, go for the other. Got a small business? The Ink Business Cash Card has improved their sign-up promotion to a $900 cash bonus (90,000 Ultimate Rewards points) for new cardholders, along with 5% cash back and 2% cash back on select small business categories, all with no annual fee. Here are the details: OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. 5% cash back (or 5X Ultimate Rewards per dollar) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. 2% cash… [Read More...]